Lawsuit concerns for gun owners

(WEAU) - Gun owner Bill Candell understands the concern people may have about lawsuits, when it comes to owning a weapon. However, in the heat of the moment, he says it's about the people you love

"The first and foremost part of firing a weapon in your house is the safety of your family, said Bill Candell.

However, one insurance company in Madison is warning people in Wisconsin that if you have to use your gun outside the four walls of your home, you are vulnerable.

"One of the first exclusions in a policy says intentional acts or intentional injuries, they're under the blind assumption, 'Oh I have insurance I am covered,' " said Chris Monge of Affordable Family Insurance, in a phone interview.

Chris Monge with Affordable Family Insurance says you can buy protection.

"We have a strict fire arms liability policy that covers you from dollar one, the limit on it is 250,000,” said Monge.

Defense Attorney Harry Hertel says long before you fire a weapon people should check their policies.

"Any homeowner who intends to utilize deadly force if someone should invade their home at least should double check with the language of their policy,” said attorney Harry Hertel.

NRA Instructor and Attorney Steve Gibbs agrees because he receives questions on this issue.

"A number of people who have taken my courses have asked me am I covered?,” said Steve Gibbs.

While Bill Candell feels reviewing policies are important, it won't be his first move if someone enters his home.

"I feel if I have to pull the trigger on somebody in my house, I've got a lot bigger things I'm going to be covering than calling my homeownership,” said Bill Candell.

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  • by EC Res on Mar 19, 2012 at 05:43 AM
    Where do you people live? This "need to protect myself and my family" is a bunch of horse doodoo. Do we have criminals breaking into our homes every night? No. It's fear mongering by the republicans. The whole law is ridiculous.
  • by Anonymous on Mar 17, 2012 at 12:11 PM
    Yep!! You know it's an election year!! Throw out gun law stories, even though we have, and will continue to have, the same liberties. Get people all stirred up about the "really important" issues.
  • by pilot39 on Mar 17, 2012 at 07:32 AM
    First of all, we had a break in. We didn't happen to be home at the time and eventually the criminals were caught but it would have been a scary event if we had been home. If you live in the country and some one decides to break in during the middle of the night you're going to have to assume they're armed and dangerous and the situation needs to be dealt with. While I have guns they're locked up and not really accessable on 'short notice'but I know others who claim to sleep with a loaded gun in the night stand for just that reason. Obviously they don't have kids around.
  • by anonymous Location: Eau Claire on Mar 17, 2012 at 05:51 AM
    So in other words, if you shoot someone trying to cause you or your family harm, make sure your aim is good so that person isn't able to give a false statement later on.
  • by Anonymous on Mar 17, 2012 at 01:03 AM
    How is it that Jesus overcame the world without firing one shot? What he said about people loving their stomach is so true.
  • by D on Mar 16, 2012 at 08:42 PM
    I have to say, "What do you think would happen when this law went in to affect?" I can not beleive the posts. This is why not everyone should care a gun. It is not the old west.
  • by Anonymous on Mar 16, 2012 at 06:32 PM
    Must be an election year! Guns and abortion!! (little to do with everyday problems).
  • by FED UP!!! Location: EC on Mar 16, 2012 at 04:46 PM
    That's the problem with the world today someone threatens my life or my families life and with the help of some jackwagon lawyer I could end up paying him money! Friggn MORONS!!!!
  • by Eau Really on Mar 16, 2012 at 04:41 PM
    Quit whining and either buy insurance or leave your gun home. Its that simple.
  • by Hmmm.... on Mar 16, 2012 at 12:45 PM
    Hey what about the creeps at the NRA mabe they can start a brand new insurance company and get even more $$$ to bribe public officals to get the laws taken away?..........or would they do that?
    • reply
      by Dont Laugh on Mar 16, 2012 at 04:39 PM in reply to Hmmm....
      Wouldn't surprise me if the NRA has already kicked this idea around. Like you said, more money for republican campaigns.
    • reply
      by A Solution on Mar 16, 2012 at 04:41 PM in reply to Hmmm....
      Vote ,Ron Paul 2012 and your problems like this are over. He has always stood behind the constitution , Very Simple
    • reply
      by Anonymous on Mar 17, 2012 at 05:52 AM in reply to Hmmm....
      You mean the 5 million individual voters who make up the membership? I'm always amazed at the people who claim this is an organization of gun manufacturers. It is made up of your friends and neighbors. All private individuals. Ministers, teachers, mechanics, retirees, etc.
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