Teachers getting more cuts to health insurance

By: Alyssa Fenske Email
By: Alyssa Fenske Email

(WEAU) La Crosse County- In some school districts teacher’s health insurance is going to be slashed next year.

In order to balance the budget a lot of schools have to decide between cutting programs or employee’s benefits.

This means teachers could pay higher deductibles and more out of pocket expenses.

Ed Ludwig, a first grade teacher from Hamilton Eementary would consider leaving Wisconsin if the cuts become too much.

“At some point it’s not going to be worth my while teaching here. I have strong ties to the community strong ties to the state it’s a very beautiful place to be. At some point if wages and benefits keep getting cut, I’ll look elsewhere," said Ludwig.

The cuts in health insurance will directly affect Ludwig next year.

“For me it will cost me more when I go to the doctor. I will be paying out of pocket. There will be a higher deductible," said Ludwig.

Steve Glandt, Executive Director of the Coulee Region United Educators, doesn’t foresee an end to teacher cuts any time soon.

“How do we continue to provide the same service and the same quality of education with less and less? We are going to start looking at programs to cut, staff to cut, or cut the wages and benefits of that staff," said Glandt.

For teachers their insurance is just as important to them as their wages. Next year when they have to go to the emergency room, doctor’s office, or to the dentist, they may have to think twice.

“For teachers, who already lost 10-15 % of their income this year, are looking at paying another thousand or two for their deductible," said Glandt.

Onalaska School District had its insurance bids come in today. They hope to make its final decision by March.

“The goal is to get the best plan for the money and of course if we can save money on it, it frees up money for other places it’s sorely needed," said Larry Dalton, Director of Finance for the Onalaska School District.

District leaders will have the final say in what type of insurance is offered next year.


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  • by Nick Location: E.C, on Feb 21, 2012 at 03:59 PM
    No person on the goverment payroll wants universal health care, PERIOD.
  • by Lori on Feb 21, 2012 at 10:37 AM
    I HAVE ONE WORD.. WAHHHHHHHHHH DO TEACHERS EVER STOP WHINING AND CRYING? THEY HAVE OFF EVERY SUMMER, AROUND ALL HOLIDAYS, GET GOOD PENSIONS AND HAVE HEALTH CARE EVEN AFTER THEY AREN'T WORKING ANYMORE AND YET THEY STILL CRY. THE REST OF US ARE GETTING FED UP WITH ALL OF THESE PEOPLE WITH THE GOOD RETIREMENTS CRYING ALL THE TIME.
    • reply
      by George on Feb 21, 2012 at 11:41 AM in reply to Lori
      Look like your doing all the crying to me. and please do not use the rest of us. you do not speak for me.
    • reply
      by Duh! on Feb 21, 2012 at 08:45 PM in reply to Lori
      Here it is again. Selfish, resentful, and spiteful ENVY from someone who contibutes NOTHING. Maybe you don't have good working conditions and benefits because you just don't deserve them.
  • by Jesse Location: Hudson on Feb 21, 2012 at 06:40 AM
    I have been reading the comments. Right now I have a difficult time believing that the health benefits to public employees are the problem in why many people in the private sector do not have them. In the private sector if you work hard enough and demand enough, you are valued and get those benefits. In the private sector many people also choose not to work or to work a job with no benefits and that is their choice not the public employees fault. Now the public employees already have limitations in upward mobility but I do like the seniority system and I do believe that quality benefits keeps people in the positions who do a good job adding stability to the institutions the state is spending money on.
    • reply
      by Anonymous on Feb 22, 2012 at 02:29 AM in reply to Jesse
      If there's more demand for a product, it goes up in price. The public unions have created excessive demand by lobbying for health care without regards to price, which led to increased rates for everyone. Insurance costs (and healthcare costs) can only come down when the people as a whole are motivated to reject the huge increases...even if that means public employees have to share the pain with the people who pay for their benefits.
      • reply
        by Duh! on Feb 23, 2012 at 01:46 AM in reply to Anonymous
        This is absolutely WRONG! Price of any product is primarily affected by supply. Insurance is NOT “Giffen goods”! The two main factors for high health insurance premiums are: 1) High health system costs due to freeloaders (people who refuse to buy insurance, get sick or injured, recieve treatment in ERs and never pay); and, 2) Greedy for-profit insurance companies (which can take up to 50% of your premium dollar to cover operating expenses, anti-'Affordable Care Act' lobbying, million dollar donations to republican campaigns and huge profits for investers). http://www.huffingtonpost.com/ethan-rome/the-truth-about-health-in_b_863632.html
  • by SAM on Feb 21, 2012 at 06:34 AM
    Yes!!! I too have suffered the higher premiums and less health care. Welcome to the real world teachers. Yes, they take care of our kids and I appreciate that like nothing else! But, everyone has to give.
  • by GREG Location: CITY on Feb 20, 2012 at 08:30 PM
    Teacher come teach in Wisconsin.It is a union job and is payed for by all people of this state. Here what we will give you if you teach here this.Sorry but Mr walker and walker supporters feel your now the cause of Wisconsin problems.If you plan on leaving the state i do not blame you. Good teacher leaving will help no one and our children the most.The American dream is gone in Wisconsin.If your working hard and getting a head in life in the middle class there's some one that complains that you might be a little head of them.There,s a lot of poor people below you so stop your crying.
    • reply
      by NeverB4 on Feb 21, 2012 at 06:48 AM in reply to GREG
      Did you just post that a good teacher leaving will help children the most? It is extremely difficult to determine exactly what you were trying to say. There will be no teachers leaving this state. They are taken care of very well even after Walker opened the books on compensation and they still have it pretty good, especially in comparison to the taxpayers who are paying their benefits and wages. Walker helped the taxpayers immensely, he certainly did not hurt any teachers.
      • reply
        by Tom on Feb 21, 2012 at 08:40 AM in reply to NeverB4
        The only taxpayers I can see who were helped were the rich corporations who received the tax breaks. I actually see the Walker cuts to education and other services as a policy that will result in less consumer demand and a private sector that continues to slump all over the state.
      • reply
        by GREG on Feb 21, 2012 at 04:34 PM in reply to NeverB4
        You should read the post then make your comment. please show me were it said teachers leaving the state will help children the most in the post,i am not seeing this.
  • by 123 on Feb 20, 2012 at 08:04 PM
    Congrats. You have finally joined the rest of us. My premiums went up, lower percentage of coverage, no co-pays and my deductible almost doubled from last year. I haven't had a raise in 3 years. Thankful to be employed and my insurance is better then no insurance, but something needs to change. People can't keep living like this. Thank goodness I've been healthy otherwise I'd be in a huge financial mess. Big dollars out of pocket before I recieve any sort of coverage.
    • reply
      by John on Feb 21, 2012 at 07:19 AM in reply to 123
      123. So what your saying is if other have better coverage then you,you what them to be were you are and have your same problems.People do not have to join the as you say the rest of us.So many people have no health insurance and your crying.Your a sick person to congratulate people for losing insurance no mater who they are.I don't feel sorry for people like you at all. Gee poor you.
  • by ahem on Feb 20, 2012 at 07:58 PM
    Keep demeaning teachers and your children will have no means of upward mobility. These are the people who are responsible for giving your children the skills so they will have good benefits and pay; but many of you seem to feel that they should have less than what you hope for your children.
  • by Shane Location: Gilman on Feb 20, 2012 at 02:58 PM
    Last year the teachers cooperated in taking the cuts but they were barred from negotiations for further cuts. The teachers no longer really have a say in the matter but I think its wrong to place further cuts on them when they just took a big cut a year ago. I would start my cutting back on the Tax Breaks the Walker administration gave the large corporations last January and appropriate that money into Public Education.
  • by Anonymous on Feb 20, 2012 at 12:05 PM
    Right now I have no insurance, But my elected officials do. I pay for their insurance and what do I get in return? NOTHING. At least with national health insurance I would have to wait maybe up to a year for an operation. Which is much better then what I have now. I can't afford an appointment to wait for.
    • reply
      by Larry on Feb 21, 2012 at 03:54 PM in reply to
      One health care system for all, it's the only solution
  • by Trent Location: Augusta on Feb 20, 2012 at 11:45 AM
    We should take this anger and work together to fight the real problem - rising health care costs. Public employees have been reletively shielded from the full extent of this over the years. Now that your eyes are open as well, we should all be on the same page now to try and fix this. Then we can all shut up for a while.
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