Starting this week, consumers in 13 western states can request one free credit report from one of the three major credit bureaus.
Wisconsin residents can get the reports beginning March 1.
The move is part of a new Federal Trade Commission law designed to help better understand credit and allow you to make sure reports are accurate.
Lynn Knaack of Money Managers in Eau Claire says people would be surprised as to how many mistakes there are on reports.
To request a credit report, the Web address is www.annualcreditreport.com
You can also call 1-877-322-8228.