With half a million people losing their jobs last month in the u-s and home foreclosures at record levels, Uncle Sam is trying to work with people.

In tonight's "On the Money" report, we've got news of a more understanding IRS and a Social Security tax break.

The IRS is launching programs to work with people who miss a tax payment, if you have a good record of paying. It may also postpone collection actions for people with a financial hardship. If your home has declined in value, and you've exhausted all resources, the IRS may allow you to negotiate a reduction of your tax debt. The IRS warns though these programs are not a free ride.

This year, the state of Wisconsin is giving a tax break to retirees. "Wisconsin will not be taxing Social Security benefits. They had previously taxed up to 50%," says Melissa Nyhus, a CPA and tax manager for LarsonAllen in Altoona. She says that could add up to hundreds of dollars for retirees this year.