While experts say there was not much Target could have done to prevent a security breach, there are some small steps you can take to protect your identity.
EAU CLAIRE, Wis. (WEAU) -- Credit, cash and commerce at stores. It is the sounds of holidays we do not always think about.
So how do you keep yourself safe when there are others out there would love to get their hands on your personal information?
"It's important to check your account occasionally, you should always check your statement to look for fraudulent transactions," said RCU Chief Financial Officer Jon Hehli.
He says checking your account is front and center. Usually transactions he says are posted within a couple days to your account, so you can catch mistakes quick.
If you are shopping online, he says make sure you know the website. It is easy for hackers to make a fake look real.
And if you get a phone call from a bank, think twice about the information you give out.
"You should never give anyone unannounced your name, address, card numbers any information because anyone calling should have that information," Hehli added.
Shoppers we talked with say worries about fraud are always in the back of their minds. But they try to stay on top of things.
"I check my account everyday just to make sure there is nothing strange," said Vanessa Greene.
"I always make sure I have my wallet in the same spot everywhere," said Matt Novacek.
As for the Target breach, Hehli says RCU will get in contact with customers whose accounts have been impacted and expects other banks will do the same.