It's June and couples all over the Chippewa Valley are tying the knot. But what if things don't go according to your perfect plan?

In this "On the Money" report, we look at why more couples are saying "I do" to wedding insurance.

There's plenty of stress to go around before you head down the aisle, but now companies have created a way to whittle down those wedding worries: selling wedding insurance.

"I get nervous. I wonder if the photographer is going to be there on time. I wonder about people going out of business." Kristin Vinson is getting married this month. She looked into wedding insurance.

"I would hate to lose that type of money, because this is a way for us to say thank you and for those friends and family who have helped with this wedding, I would hate to lose their money."

The Better Business Bureau says most plans cost between $125 and $400, but that coverage can help you get your money back if the economy forces a vendor to close or mother nature decides to throw you a nasty wedding shower.

Jeannette Kopko, with the Better Business Bureau, says "it will protect you from things like businesses closing unexpectedly and weather problems and some other unexpected things. Some may also cover the deposits and other advance payments you make."

The BBB recommends buying the insurance before you make any deposits. It recommends shopping around for the best coverage, reading the fine print and of course checking to see if the company checks out with the BBB.

The BBB says you should make sure you understand any insurance policy before you buy.
And there may be deductibles and coverage limits. Also, www.theknot.com, a wedding planning website, says before you buy liability insurance for your reception, see if the venue already carries insurance that would protect your party. The Knot says this insurance does not cover cold feet.

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